Matthew 19:23 Meaning: What Jesus Said About Wealth and Salvation
Jesus said to his disciples, “Most certainly I say to you, a rich man will enter into the Kingdom of Heaven with difficulty.
Then said Jesus unto his disciples, Verily I say unto you, That a rich man shall hardly enter into the kingdom of heaven.
And Jesus said unto his disciples, Verily I say unto you, It is hard for a rich man to enter into the kingdom of heaven.
and Jesus said to his disciples, `Verily I say to you, that hardly shall a rich man enter into the reign of the heavens;
And Jesus said to his disciples, Verily I say unto you, A rich man shall with difficulty enter into the kingdom of the heavens;
Meaning in one sentence
Jesus warns that wealth makes entering the kingdom very hard, but not impossible. Only God's grace can overcome the obstacle of riches.
Context
Jesus had just watched a wealthy young man walk away, unwilling to sell his possessions and follow him. Now he speaks privately to his disciples, using that moment to warn them about the spiritual danger of riches. The disciples had witnessed the whole exchange, and they are about to be shocked by what they hear. This verse sits in a larger section of Matthew where Jesus is teaching about the cost of discipleship. The young man had asked about eternal life, but his heart was tied to his wealth. Jesus uses the encounter to teach a sobering truth that challenges everyone who hears it. The conversation will end with a promise that nothing is impossible for God.
Key Words
Three words from the original Greek stand out in this verse. First, Jesus begins with amēn, the Hebrew word for truth and firmness. When he says it twice, 'Most certainly', he is putting the full weight of his authority behind this warning. This is not a casual observation; it is a solemn declaration. Second, he uses the adverb duskolōs for 'with difficulty.' It is a rare word in the New Testament, appearing only here and in the parallel passages in Mark and Luke. It means something that is hard, painful even, like trying to squeeze through a narrow space. It does not mean impossible. That distinction matters. Third, the word for 'rich' (plousios) describes someone who abounds in material resources. But the danger is not the money itself; it is the way wealth can fill the heart until there is no room left for God. The same word appears in James 2:6, where the rich are rebuked for oppressing the poor, showing that wealth often leads to pride and misplaced trust.
How Christians Read This Verse
Christians across traditions have taken this verse as a serious warning, not an absolute ban. John Calvin wrote that riches do not in themselves stop us from following God, but because of human sinfulness, those with abundance are easily lured into trusting in their wealth. Matthew Henry called it a 'very hard thing' for a rich man to get to heaven, yet noted that God's grace can overcome the obstacle. The Wesleyan tradition, represented by Adam Clarke, emphasizes that riches make it almost impossible to enter the true spirit of the Gospel, but that God can work a 'miracle of mercy.' The Baptist commentator John Gill pointed out that the danger is not wealth itself but putting trust in it, echoing the warning of Psalm 49:6:
All these voices agree: the door is narrow, but it is open by God's power alone."Those who trust in their wealth, and boast in the multitude of their riches, "
— Psalm 49:6 (WEB)
A common misunderstanding
Some hear this verse and think Jesus is saying no rich person can ever be saved, that wealth is an automatic disqualification from heaven. In fact, the word 'hardly' (duskolōs) means 'with difficulty,' not 'never.' The verse does not close the door; it warns that the door is very narrow. Jesus himself says in the next lines that with God all things are possible. The mistake is to lose hope, either for yourself if you have wealth, or for others you know.
Living This Out
This verse asks you to take an honest look at what you trust. Not just money, security, status, comfort, control. Anything that makes you feel safe enough to walk away from Jesus. The rich young ruler went away sad because his possessions meant more to him than following Christ. You might not be asked to sell everything, but you are asked to hold everything loosely. This week, name one thing you would find hard to give up if Jesus asked for it. Pray about that one thing. Let God show you whether it has become a barrier to entering fully into his kingdom. The difficulty is real, but his grace is deeper.
Main takeaway: Wealth makes entering God's kingdom severely difficult, but God's grace can do what seems impossible for people.
For Families
For ages 5, 8
When we have a lot of things, it’s easy to love our things more than Jesus. Jesus said it’s very hard for people with many things to follow him. But he can help us put him first.
For ages 9, 12
Money and stuff can make us feel like we don’t need God. The young man in this story chose his riches over Jesus. If you have something you love a lot, ask Jesus to show you if it’s in the way. He can help you hold it loosely. Don’t be afraid, God can change even the richest heart so it loves him most.
Questions People Ask
Does Matthew 19:23 mean rich people cannot go to heaven?
No, Jesus says it is 'with difficulty,' not impossible. The word 'hardly' in the Greek means with struggle, not never. The very next verse says with God all things are possible. So the door is still open, but it is very narrow for those who trust in wealth.
What does 'hardly' mean in Matthew 19:23?
The Greek word is 'duskolōs,' which means 'with difficulty' or 'painfully.' It describes something that is hard to do, like squeezing through a tight space. It is the same word used in Mark 10:23 and Luke 18:24, where Jesus repeats this warning.
Why did Jesus say it's hard for a rich man to enter the kingdom?
Jesus said this right after a rich young man turned down his invitation to follow him. The young man chose his possessions over Jesus. Jesus used that moment to teach that wealth can become an idol, making it hard to surrender to God. It is not the money itself, but the love of money and the trust in it that causes the problem.
How can a rich person be saved according to the Bible?
A rich person is saved the same way anyone is saved, by faith in Jesus Christ. But they face the extra temptation to trust in their wealth. They need to repent of that trust and be willing to use their resources for God's kingdom. The Bible shows examples of wealthy believers like Joseph of Arimathea and Lydia, who used their means to serve Jesus.
For pastors & researchers
Greek interlinear, 8 commentaries & word study